F-A-Q
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How can I keep track of accounting in a smart way?
Many apps let you track income and spending across several accounts in one place. Set up categories and alerts to get automatic budgets and reports without using spreadsheets.
What is a cessione del quinto loan?
This is an Italian loan repaid through deductions directly from your salary or pension, up to a maximum of one fifth, or 20% of the net amount. It generally has a fixed interest rate, a term of between 24 and 120 months, and compulsory insurance.
TAN and APR: what changes?
The TAN is the interest rate alone. The APR, by contrast, also includes mandatory costs and shows the overall cost of borrowing, making it more useful when comparing offers.
What is the difference between a deduction and a deduction?
La deduction reduces taxable income, which is the amount used to calculate tax. A deduction is subtracted directly from the tax due, reducing the final amount payable.